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Data Analyst · Singapore

Payments Business Analyst

unisongroup·Singapore, Singapore, Singapore

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We are looking for Payments Business Analyst with 12+ years, including 8+ years on banking payments.

Must-have skills

Banking and domain

  • Singapore payment rails: FAST, PayNow, GIRO and MEPS+.
  • SWIFT MT (103, 202, 202COV) and ISO 20022 MX (pacs.008, pacs.009, pain.001, camt); correspondent banking and nostro/vostro.
  • Payment archetypes: domestic and cross-border, single and bulk, real-time and batch, cross-currency, inward and outward, and internal transfers.
  • Payments data for AML: originator and beneficiary data, wire transfer rules and sanctions screening.

Business and data analysis

  • Harmonizing payment classifications and data models across payments, product (CASA, loans, cards, deposits) and channel data.
  • Tracing multi-leg payments end to end, including counterparty stitching.
  • Reconciliation and exception reporting across large transaction tables.
  • Source-to-target mappings and strong SQL.

Delivery and communication

  • Running workshops with payments operations and product teams.
  • Leading SIT and UAT through to business sign-off.

Good-to-have skills

  • Payments hubs such as Volante, ACI, Finastra or FIS.
  • ISO 20022 migration experience.
  • Regional real-time payment schemes.

Certifications (preferred): SWIFT or ISO 20022; CBAP; CAMS.

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