Product Manager, Fintech

Optasia is a real-time financial intelligence company. We build precision intelligence that unlocks financial opportunity at scale, running millions of automated credit decisions every day across high-growth markets where formal credit data is limited. Our AI-powered platform turns permitted behavioural data and real-time signals into precise, responsible credit decisions. Embedded within the systems of telcos, banks, digital wallets and other partners, it helps them extend relevant financial services to more people while maintaining strong portfolio control and opens profitable new segments that were previously out of reach. This is how Optasia turns potential into financial progress, responsibly and at scale.

We are looking for a highly motivated and versatile Product Manager to join Optasia and support the end-to-end lifecycle of our fintech products. This role is ideal for someone who thrives in a fast-paced, global environment and is eager to take ownership across product strategy, execution, and commercial performance.

You will work closely with senior product leadership and cross-functional teams to drive product innovation, manage product roadmaps, and ensure successful delivery and growth of our solutions across multiple markets.

What you will do:

• Support the definition and execution of product vision, strategy, and roadmap
• Manage and prioritize product backlog in alignment with business goals
• Contribute to product innovation initiatives and new feature ideation
• Apply product discovery frameworks to validate ideas and identify opportunities
• Conduct market research, competitor analysis, and customer insights gathering
• Translate findings into actionable product improvements
• Gather and analyze requirements from customers and stakeholders
• Review and refine BRDs (Business Requirements Documents) and URS (User Requirements Specifications)
• Translate business needs into clear product requirements and Service Description Documents
• Act as a key point of contact for internal teams (Sales, Commercial, Marketing, Technology, Data)
• Provide product support and expertise to both internal and external stakeholders
• Ensure alignment across departments on product priorities and deliverables
• Support ownership of product P&L globally or per region
• Develop business cases for new features, products, or market expansion
• Assist in defining and executing Go-To-Market (GTM) strategies
• Provide technical pre-sales support including product presentations, demos, and solution design
• Support client discussions on integrations, hosting models, and product capabilities
• Define and track product KPIs, metrics, and dashboards
• Monitor product performance and recommend optimization actions
• Support reporting requirements for products, features, and channels

What you will bring:

• Minimum 3+ years of experience in Product Management, Product Ownership, or similar roles
• Proven track record in leading the 0-to-1 product lifecycle , from initial discovery and strategic framing to full-scale production launch and post-live optimization of high-traffic solutions
• Experience in fintech, banking, digital payments, lending, or telecom-related products is highly preferred Bachelor’s degree in Business, Engineering, Computer Science, or related field. MBA will be considered as a plus
• Strong technical understanding (APIs, integrations, system architecture concepts)
• Ability to work closely with engineering teams and understand technical constraints
• Solid understanding of product lifecycle , discovery frameworks, and agile methodologies
• Self-driven, proactive, and able to operate in a fast-paced, global environment
• Experience with roadmap planning, backlog management, and prioritization
• Strong analytical and problem-solving skills
• Excellent English communication skills (written and verbal) , additional languages are a plus
• Strong stakeholder management and interpersonal skills
• Excellent presentation and storytelling abilities
• Experience working in emerging markets
• Exposure to AI-driven credit scoring, BNPL, or mobile financial services
• Familiarity with data analytics tools and dashboarding (e.g., Power BI, Tableau)

Why Optasia?

Optasia is a high-growth, AI-powered financial infrastructure platform serving over 432 million users in emerging markets across Africa and Asia. By harnessing the power of AI and real-time data we unlock financial opportunities for customers. We have been recognized as a top fintech by Forbes Middle East, culminating in a successful JSE listing in 2025.

At Optasia, our global team builds the tech, products and services which will change the game for the world's unbanked population. We empower our people by offering unique employee experiences and support individual careers by prioritizing well-being and embracing flexibility.

Benefits include:

• Work from anywhere policy
• Competitive remuneration package
• Extra day off on your birthday
• Performance-based bonus scheme
• All the tech gear you need to work smart

In accordance with applicable pay transparency requirements, the salary range for this position will be communicated to candidates before the first step of the selection process, enabling informed discussions regarding the role.