Insurance Claims Officer – Marine, Property, Motor & Liability

Job Overview

We are seeking an Insurance Claims Officer – Marine, Property, Motor & Liability to manage claims from notification through assessment, settlement and closure. The role covers policy review, stakeholder coordination and compliant, efficient claims handling.

Key Responsibilities

• Receive, register and acknowledge marine, property, motor and liability claims.
• Review policies, endorsements, limits, exclusions and deductibles.
• Gather and verify statements, photographs, reports, invoices, estimates and other supporting documents.
• Assess claim validity, quantum and liability within policy terms and authority limits.
• Coordinate with insured parties, brokers, insurers, surveyors, loss adjusters, investigators, repairers, legal representatives and service providers.
• Process cargo, vessel, property, motor accident, third-party liability, personal injury and related claims.
• Review repair quotations, replacement costs, settlements, salvage and recovery opportunities.
• Prepare evaluations, reserves, settlement documents, payment requests and closure recommendations.
• Prepare claims reports, management information and ageing analysis.
• Ensure compliance with policy terms, procedures, regulations and data protection requirements.
• Support audits, reconciliations, reviews and continuous improvement initiatives.

Qualifications and Experience

• Bachelor’s degree, higher diploma or relevant qualification in Insurance, Risk Management, Finance, Business Administration or a related field.
• Experience as an Insurance Claims Officer, Claims Executive, Claims Handler, Insurance Coordinator or similar.
• Experience handling marine, property, motor, liability, cargo or general insurance claims.
• Knowledge of insurance policies, claims procedures, loss assessment, settlements and documentation.
• Understanding of marine cargo and hull, property, motor accident and third-party liability claims is preferred.
• Ability to interpret policy wording, endorsements, exclusions, schedules and claim documents.
• Experience coordinating with adjusters, surveyors, garages, repairers, brokers, insurers and other parties.